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How Capital Gains Can Affect Your Taxes in Retirement
Capital gains can affect more than your investment taxes. Learn how selling appreciated investments may impact Social Security taxation, Medicare premiums, and retirement income planning.
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Why Tax Diversification Matters in Retirement
Investment diversification gets attention, but tax diversification matters too. Learn how taxable, tax-deferred, and tax-free accounts may provide greater flexibility when managing income and taxes in retirement.
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How Qualified Charitable Distributions (QCDs) Can Help Reduce Taxes in Retirement
If you're age 70½ or older and give to charity, a Qualified Charitable Distribution may provide a tax-efficient way to donate directly from your IRA while potentially satisfying part or all of your RMD.
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What Is the Widow's Tax Trap? What Married Retirees Should Know
Many married retirees don't realize that the loss of a spouse can significantly change their tax situation. Learn what the widow's tax trap is and why planning ahead may help reduce future tax surprises.
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How Social Security Can Affect Your Retirement Tax Picture
Many retirees are surprised to learn that Social Security benefits may be taxable. This article explains how Social Security interacts with retirement income, IRA withdrawals, and Medicare premium planning.
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How to Reduce Taxes Between Retirement and Age 73
The years between retirement and age 73 can create unique tax planning opportunities. Learn how income planning, Roth conversions, and future RMD considerations may help retirees make more informed decisions.
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2026 IRMAA Thresholds Explained for Florida Retirees
Understanding how income impacts Medicare premiums is critical for retirees. This guide explains 2026 IRMAA thresholds and how RMDs, Roth conversions, and investment income may affect your healthcare costs.
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Should Florida Retirees Do Roth Conversions Before Age 73?
Many Florida retirees reach their early 60s and assume their tax situation will become simpler once they stop working. In reality, the years between retirement and age 73 can present a unique opportunity to manage future taxes.
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How RMDs Can Increase Medicare Premiums (IRMAA Explained for Florida Retirees)
How RMDs Can Increase Medicare Premiums
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Tug-of-War Between Fed Chair Powell, Investors
Is Fed Chair Powell preparing to change his mind? In late June, he said, “A strong majority of (Fed) committee participants expect that it will be appropriate to raise interest rates two or more times by the end of the year....
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Weekly Market Insights: Stocks Take Summer Break, Month Remains Strong
Stocks took a breather last week as investors digested the previous week’s surge and the month-to-date solid gains.The Dow Jones Industrial Average lost 1.67%, while the Standard & Poor’s 500 fell 1.39%. The Nasdaq...
Read MoreSECURE Act 2.0: An Overview
In the final days of 2022, Congress passed a new set of retirement rules designed to make it easier to contribute to retirement plans and access those funds earmarked for retirement.The law is called SECURE 2.0, and it's a follow-up to...
Read MoreDiscussing Finances Over the Holidays
The holiday season is upon us; from story time with sorely missed grandchildren to laughter with friends and family over long-cherished memories, there's little doubt that "the most wonderful time of the year" has arrived.For my family...
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